Problems & Solutions
The Problem
While the client had employment practices liability insurance, the carrier denied coverage due to late reporting and allegations that the client engaged in settlement negotiations without the insurer’s permission. The employee’s first notice to the employer of a possible claim was five months prior to the filing of the civil suit.
The Solution
The Problem
Our client, a food distribution firm, was designing and constructing a new warehouse that included a large refrigeration and freezer operation. Following a review of the design, the insurance carrier requested an upgrade in the sprinkler system, including in-rack sprinklers, which would have increased the cost of the building project by $100,000.
The Solution
Our risk control consultant reviewed the plans and also assessed the occupancy and storage capacity, the height and design of the planned storage racks, and the packaging design of the products. He concluded the upgrade was unnecessary and prepared a report based on his analysis, which subsequently convinced the carrier to remove the mandatory recommendation.
The Problem
One of our staffing clients ran into an OSHA training compliance problem at one of its client companies.
The Solution
Our risk control experts met with each organization, conducted an assessment of their existing exposures, and then developed a service plan to address their needs, including OSHA training for all employees in lock-out/tag-out as well as hazardous communication training. We also trained and certified forklift operators and conducted ergonomic assessments for office personnel.