What is Kidnap and Ransom Insurance and Why Do You Need It?
Kidnapping has become a bigger problem around the world, especially in certain countries. If you’ll be traveling to parts of the world where kidnapping for ransom is a potential concern, you may wish to purchase kidnap and ransom (K&R) insurance. However,...
Can My Business Mandate Employee Vaccines?
COVID-19 has presented plenty of stress and challenges to businesses and the population in general. For many, the COVID-19 vaccine equals peace of mind to the constant worry of contracting the virus. Many employers view it as a way to keep employees safe and healthy,...
How to Protect Your Business from Civil Disturbances
In times of civil disturbance and unrest, your thoughts may drift to the safety of your business. How can you keep your workers, your property and your livelihood secure from violence and destruction? It helps to be aware and informed and follow a clear set of...
Leased Workers vs. Temp Workers
When staffing your company, you want to be sure you’re fully covered so all work continues to be completed well and on time. And while business is proceeding as usual, you want to be sure you have plans in place in case employees are injured on the job. Any employees...
What insurance does my business need?
The proper insurance coverage is vital to protect your business. Insuring your assets will help your company avoid any financial hardships due to employee claims, business losses, damage, theft, and more. You’ve worked hard to establish your business and accumulate...
What is an OSHA Card?
As an employer, maintaining a safe workplace is critical. It helps you ensure day-to-day operations continue efficiently and on target while your workers avoid any dangerous situations to remain safe and healthy. One way to provide your workers with adequate training...
Five Reasons to Join a Captive
An insurance captive provides your company an alternative to traditional commercial insurance. In exchange for investing your own capital (rather than relying on the capital of an insurance company), your company will incur risks but can also benefit from profits in...
Workers’ Compensation: Frequently Asked Questions
Workers’ compensation insurance, by definition, “provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill ‘in the course and scope’ of their job. It also pays death benefits to families of employees who are killed on...
Workplace Regulations to Protect Against COVID-19
Though COVID-19 is still around and active, workers have been receiving vaccines, and many offices are allowing employees to return to work. Still, it’s important to take safety precautions and help contain the spread of this dangerous virus to other, non-vaccinated...
Why Are My Insurance Rates Going Up?
If your insurance rates have been going up, you may be wondering why. This is especially true if your claims activity is low and you have had little to no losses over the past year. What is causing this spike in insurance premiums, and what can you do to help mitigate...