Market and Rate Outlook: Workers’ Compensation in the Home Care Industry


Protect Your Home Care Organization From Increasing Insurance Rates

Workers’ Compensation is one of the most significant expenses in the home care industry. Quality care, efficient practices, and a safe environment for staff and clients are your objectives, but risk management and insurance costs can present a challenge. 


Take Control of Your Insurance Expenses 

Odell Studner offers options to home care agencies to control risk and expenses, minimize operational expenses and provide optimum coverages at a competitive cost.  


Read our New Report 

Our new Market and Rate Outlook eBook, Workers’ Compensation in the Home Care Industry, will help you take control of expenses and risk in the home care industry.  


Our report provides informative and actionable data, including: 


  • Home care industry workers’ compensation rates forecast 
  • Impact of COVID-19 on the insurance marketplace 
  • Understanding hard and soft market cycles 
  • Market factors that affect insurance costs 


If you’d like a copy of Workers’ Compensation in the Home Care Industryyou can download it immediately by filling out this simple form.

Get Your Free Copy Now

Learn More With These On-Demand Webinars


COVID’s Impact on Home Care Insurance – Exlusions & Coverage

Prior to the COVID outbreak, most insurance carriers did not have an exclusion for Communicable Disease on their policies. However, starting in 2021, it has become standard practice for many insurance carriers to include this type of exclusion not only for General Liability, but under Professional Liability coverage as well. For industries such as home care with front-line essential workers, this can have a significant impact on an agencies’ potential exposure to claims & lawsuits.

Enjoy this free webinar from HCAOA insurance insider, Gavin Studner from Odell Studner Group, to learn more about this exclusion and how your agency can better protect itself from a liability perspective.

Home Care Safety & Loss Control

COVID-19 has altered the home care Workers’ Compensation marketplace drastically for the foreseeable future. With insurance carriers in certain states required to automatically cover presumed Covid-19 related claims under Workers’ Compensation, carriers are scrambling on how to cover the cost and mitigate future claims. Therefore, the cost will ultimately be passed down to the home care agency, which will lead to higher Workers’ Compensation rates and gross margin decreases.


Enjoy this free webinar from HCAOA insurance insider, Gavin Studner from Odell Studner Group, to learn more about Covid’s impact on the insurance marketplace and what your agency can do to prepare for a future hardening marketplace.

Recommended Insurance Broker For

“I’m really impressed with the information presented. The benchmark report and customized report provide an excellent resource for identifying targeted risk program improvement opportunities, which I think differs from other reports I’ve seen that offer more generic guidance.”
Robert Deist CIH,CET, VP of Safety & Risk, OTS Holdings