Claim Management

Our goal with commercial clients is to reduce their overall total cost of risk. We believe the key element to success in this endeavor is an aggressive and pro-active approach to reducing claim expense. Whether you are purchasing guaranteed cost insurance, assuming significant deductibles or self-insured retentions, or participating in a group captive or risk retention group, the key to cost control is controlling claim expense.

Our services include:

Management of your Workers Compensation Experience Modifier

The claim data compiled and provided by your insurer during any given year can have a lasting impact on your Workers Compensation premium. Our expertise and commitment to a timely reduction of reserves and claim payments is a valued tool in this procedure. Our ability to analyze and forecast Experience Modifiers, and negotiate with insurers to revise the data inputted into the system can help you keep your costs under control.

Review of Claim Procedures and Reserving Practices

Our claim consultants are highly experienced professionals who work with our clients and insurers to guarantee the most favorable results, especially when our clients have assumed some portion of the risk in question. Our ability to design, implement and monitor claim service plans can help reduce your overall expense and premium.

Our staff serves as your pro-active advocate in identifying and executing the best and most cost effective solution to any claim issue.

Coverage Consultation and Advocacy

In the unlikely event of a dispute with your insurer we serve as an effective advocate, assuring you receive the protection you purchased, or the loss payment you anticipated.

Claim Analysis

Our ability to provide Actuarial and/or financial analysis and loss forecasting helps our clients make decisions regarding the myriad insurance program structures available to them. Knowledge is key, and we work very hard to ensure our clients have the information they need to make important decisions about insurance and financial issues.

Administrative Assistance

At Odell Studner Group we do everything possible to provide the day to day service that allows our clients to focus on growing their business in a profitable fashion. We are their “outsourced” risk management department, and serve as an adjunct to their management team.

Training & Education

At OSG we provide an on-going series of seminars, webinars and customized training for our clients and their employees, all designed to reduce their cost of risk.